Phishing Phishing

Phishing

The anatomy of an attack and some tips to help you protect yourself

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Phishing is a type of cyber fraud in which criminals send you an email in a bid to steal your personal data and gain access to your online banking. In reality, criminals do not just target banks but any e-business and e-shopping sites.

How is this form of online fraud carried out? The mechanism is very simple and when well-orchestrated achieves criminals’ goals: to access and steal your data.

In a nutshell, an email arrives in your inbox that appears to come from your bank. The email informs you that your online banking has a problem or needs to be updated. It asks you to open up the home page of bank you hold an account with by clicking on the link provided in the email.

Once you’ve clicked on the link a page opens asking you to enter the user ID and password you use for your online banking. Generally a few seconds later a pop-up appears saying the page could not be submitted because you are not connected to the internet.

And it’s all done. The cyber criminals have got your data, can access your account, save your information and even sell it on to other criminals.

Let’s have a closer look at how online fraud is organised and, above all, the advice to follow to avoid being taken in by phishing.

Here is the infographic.